February 13, 2012 by Hugh Hewitt Radio Show Filed under Radio Show
02131201 Hugh Hewitt: Hour 1 – Hugh talks about the HHS regs non-compromising “compromise” with Bishop William Lori of the Archdiocese of Bridgeport, Connecticut.
Looking at this issue from over here in Australia it occurs to me that so many of your problems with health insurance are caused by the fact that it is supplied by employers.
Health insurance is supplied by employers so that enables the government to impose mandates on those employers to do all sorts of ridiculous things – this birth control mandate just being the latest.
Health insurance is supplied by employers so that means that changing employment now becomes a really big deal.
Health insurance is supplied by employers so that means that self employed people get screwed over big time.
The problems go on and on. Is there no will to make one simple change – all tax law that applies to health insurance is applicable no matter who pays for it.
The wife and I were thinking why do these insurance policies cover so much?
Free contraception, chiropractic, etc. etc.
My point exactly – health insurance is supplied by employers so there is no insentive for people to control costs because a third party is paying for it.
It wasn’t long ago that I had insurance through my local Master Builders Association.
When I was over 17 employees, I got all the goodies included, but under 17 and more than 6, the goodies were reduced but the rates were the same. And the goodies that were covered were a lot better. Except, why did all that get covered?
When you buy health insurance for yourself (like we do in Australia) you get the plan that suites your individual needs. When insurance is supplied through your employer you have to have a plan that covers the needs of a variety of people no two of which want the same thing. It therefore has to cover a wider range of options which are paid for by the employer whether YOU want them or not.